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*The savings number shown is for illustrative purposes only and represents the difference in growth minus fees of a typical Nest portfolio versus a typical Mutual Fund. This assumes that a $107,185 portfolio grows 6% over one year. The Nest Wealth portfolio also assumes an underlying management expense ratio (MER) of 0.13%, a $100 annual trading fee, and a $480 annual management fee. This is compared to a traditional mutual fund portfolio with a MER of 2.23% (Morningstar Global Fund Investor Experience Study of 2017).